Special Needs Planning
Planning for the future of a loved one with special needs requires thoughtful preparation, foresight, and a deep understanding of available resources. It’s more than just financial arrangements—it’s about creating a plan that provides security, independence, and peace of mind for you and your family. A well-designed special needs plan considers aspects such as government benefits, guardianship, trusts, long-term care strategies, and the preservation of family wealth for future generations.
By understanding the unique role of special needs planning, you can be confident that your loved one will be cared for and supported both now and in the future, regardless of life’s uncertainties.
Why Special Needs Planning is Important
Planning for the future of a loved one with special needs is about more than finances—it’s about providing lifelong care, security, and peace of mind. A thoughtful plan helps protect eligibility for government benefits, ensure access to quality care, and create a structure that supports independence and dignity.
Without proper planning, even well-meant financial decisions can unintentionally disrupt vital benefits or resources. By putting a strategy in place now, you can safeguard your loved one’s well-being, preserve family assets, and create confidence that their needs will be met—both today and in the future.
Our Approach to Special Needs Planning
- Discovering Each Other
We begin with a thoughtful conversation to learn about your family, your loved one’s specific needs, and your vision for the future. This also gives you the chance to learn more about how we guide families through this process and to see if we’re the right fit for your journey.
- Learning More about Your Goals
In a more detailed discussion, we’ll explore your loved one’s current and future needs, including daily care, education, medical support, housing, and quality of life priorities. We’ll ensure alignment with your values, hopes, and financial situation.
- Strategy Planning
With your family’s goals and circumstances in focus, we’ll design a tailored plan that addresses government benefits eligibility, special needs trusts, guardianship or conservatorship considerations, and long-term financial strategies. Together, we’ll create actionable steps for today and tomorrow, making sure your plan adapts to life’s transitions.
- Implementation
From establishing a special needs trust to securing proper insurance coverage, or coordinating with legal and tax professionals, we’ll walk with you every step of the way. Our role is to help you put every piece of the plan into place with care and confidence.
- Review and Support
As your family’s needs evolve, we’ll revisit your plan regularly and adjust as necessary. Through ongoing support, we’ll make sure your loved one’s well-being and your family’s peace of mind remain at the center of the planning process.
